TOPIC:
Nowadays it is easy to apply for and be given a credit card. However, some people experience problems when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?
IDEAS:
I. Introduction
- The ease of applying for and obtaining a credit card and the potential for problems with debt repayment
- The debate over whether the advantages of credit cards outweigh the disadvantages
II. Advantages of credit cards
- The convenience and flexibility of using credit cards for purchases
- The potential for credit cards to offer rewards or benefits
- The potential for credit cards to help build credit history or improve credit scores
III. Disadvantages of credit cards
- The potential for credit card debt to accumulate and become overwhelming
- The potential for credit card interest rates to be high or predatory
- The potential for credit card fees to be hidden or unexpected
- The potential for credit card misuse or abuse to have negative financial or personal consequences
IV. Conclusion
- Recap of main points and personal stance on the issue
- The importance of considering the multiple dimensions of the issue and being responsible and informed when using credit cards.
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